Budget Basics Work Sheet
The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
Income |
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Take Home Pay/All family members |
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Child Support/Alimony |
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Pension/Social Security |
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Disability/Other Insurance |
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Interest/Dividends |
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Other |
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Total Income |
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Expenses |
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Rent/Mortgage |
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Life Insurance |
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Health/Disability Insurance |
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Vehicle Insurance |
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Homeowners or Other Insurance |
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Car Payments |
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Other Loan Payments |
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Savings/Pension Contribution |
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Utilities |
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Credit Card Payments |
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Car Upkeep |
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Clothing |
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Personal Care Products |
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Groceries |
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Food prepared outside the home |
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Medical/Dental/Prescriptions |
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Household Goods |
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Recreation/Entertainment |
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Child Care |
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Education |
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Charitable Donations |
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Miscellaneous |
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Total Expenses= |
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Remaining Income After Expenses= |
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Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright / All rights reserved.
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Contact Annisha
If you are a buyer, please submit your "wish list" of must-haves. We will calendar an intake call.
If you are a seller, your address is sufficient for me to pull closed sale comps. We will calendar a walk-through of the property.
If you are a renter and NOT working with an agent, please complete the form below for a list of properties. PLEASE ENTER A BUDGET. NO PRICE RANGE = NO IDEA WHAT YOU CAN AFFORD.
If you are a Housing Choice or subsidized housing participant, please enter your expected move in date, your Housing Authority, your voucher size, the voucher expiration date, TTP or S8/Rent Burden figures. I will then send you a list of available rental properties, photos and qualifications. Upon receipt of your selections, I will coordinate showing dates/times.
PLEASE NOTE: Due to the overwhelming demand for rentals, we can not hold a home without a refundable good faith deposit. I am a Realtor® not a scam artist. I will not lose my license over your refundable good faith deposit. Once you are approved, I bring the deposit to your move-in and perform a walk-through with the owner/agent. If you are denied, we can apply your deposit to your next choice OR holding Broker will refund it. If you do not want to secure your deal, I can not help you. No one is holding homes in this HOT marketplace with just your voucher. Trust me. Not happening. I am getting several offers overnight on listings.