Ten Things a Lender Needs from You

  1. W-2 forms or business tax return forms if your self-employed for the last two or three years for every person signing the loan.
  2. Copies of one or more months of pay stubs for every person signing the loan.
  3. Copies of two to four months of bank or credit union statements for both checking and savings accounts.
  4. Copies of personal tax forms for the last two to three years.
  5. Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account. .
  6. Copies of your most recent 401(k) or other retirement account statement.
  7. Documentation to verify additional income, such as child support, pension, etc.
  8. Account numbers of all your credit cards and the amounts of any outstanding balances
  9. Lender, loan number, and amount owed on other installment loans—student loans, car loans, etc.
  10. Addresses where you lived for the last five to seven years, with names of landlords if appropriate.

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright / All rights reserved.

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Contact Annisha

If you are a buyer, please submit your "wish list" of must-haves. We will calendar an intake call.

If you are a seller, your address is sufficient for me to pull closed sale comps. We will calendar a walk-through of the property.

If you are a renter and NOT working with an agent, please complete the form below for a list of properties. PLEASE ENTER A BUDGET. NO PRICE RANGE = NO IDEA WHAT YOU CAN AFFORD. 

 

If you are a Housing Choice or subsidized housing participant, please enter your expected move in date, your Housing Authority, your voucher size, the voucher expiration date, TTP or S8/Rent Burden figures. I will then send you a list of available rental properties, photos and qualifications. Upon receipt of your selections, I will coordinate showing dates/times.

PLEASE NOTE: Due to the overwhelming demand for rentals, we can not hold a home without a refundable good faith deposit. I am a Realtor® not a scam artist. I will not lose my license over your refundable good faith deposit. Once you are approved, I bring the deposit to your move-in and perform a walk-through with the owner/agent. If you are denied, we can apply your deposit to your next choice OR holding Broker will refund it. If you do not want to secure your deal, I can not help you. No one is holding homes in this HOT marketplace with just your voucher. Trust me. Not happening. I am getting several offers overnight on listings.

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